Call Today!

586-580-1907
Cathy Saputo
Counseling  |  Wellness  |  Sex Therapy
Licensed Professional Counselor,
Sex Therapist, Wellness Coach
Counseling Fees
Payment 
Payment is due at the time of service, including insurance co-pays and deductibles. Payments of cash, debit card, and most major credit cards are accepted. 

My private pay rates are competitive to the area served and the services provided. Rates take into consideration my graduate education, ongoing training and credentials, years of experience, insurance reimbursement rates, and other time and expenses I've invested in order to support my clients in their therapeutic goals.
 
Cancellation Policy
If you do not show up for your scheduled therapy appointment, and you have not notified me at least 24 hours in advance, you will be required to pay the late cancelaton/no show fee. I am firm with this policy. This policy ensures we are both invested in your wellbeing and the block of time we set aside to meet. If something prohibits you from consistently attending scheduled appointments, this is probably not the time to start counseling.

Insurance
Services may be covered in full or in part by your health insurance or employee benefit plan. 
Most plans will reimburse you for some portion of the cost of your services. I am happy to provide you with a receipt for your employee pretax flex benefit plan or Health Savings account if applicable.  
 
Please check your insurance coverage carefully by asking the following questions:
Do I have outpatient mental health insurance benefits?
What is my deductible and has it been met?
How many sessions per year does my health insurance cover?
What is the co-pay amount per therapy session?
Is preauthorization/referral required from my primary care physician?

Do you reimburse for out of network providers?

Questions?
Please  contact me for further information.
Individual Initial Appointment:  $130
Individual Session (55 minutes):  $120
Individual Session (45 minutes):  $100

Couple Initial Appointment:  $150
Couple Session (55 minutes):  $125
I offer secure video sessions and telephonic sessions. Ask me for details. 

A limited number of reduced fee sessions may be available via my particpation in Open Path. Please contact me to discuss this option and find out more here :
  
I am in-network with these plans:
Aetna 
Blue Care Network
Blue Cross Blue Shield 
Ceridian Lifeworks EAP
Cofinity
HealthNet Federal Services (Tricare PPO) 
HMSA EAP
Homewood Health EAP
KEPRO EAP
Magellan Healthcare
McLaren Health Plan 
Stuecker & Associates EAP
Workplace Options/Network Advantage EAP

Please let me know if you want to use insurance and do not see it listed here.

I can provide a detailed receipt for services that may allow you to be reimbursed by your insurance carrier for Out of Network benefits.

Should I Private Pay?

Here are good reasons to pay privately for therapy:
     - You choose the therapist best suited to your needs rather than the insurance company telling you who to see.
     - You have flexibility in the type of therapy, who to include in the therapy session and the length of services.
     - You will have complete confidentiality. Your records will not be shared with anyone without your permission. In fact, no one else will know you are even in therapy unless you tell them!
     - You will be able to stay with your therapist even if your      insurance plan coverage changes. 


Contact me to review your options.

Receive our Monthly Newsletter

Name
Email
Subscribe
Specialty areas include: Anxiety, Depression, Caregiver Stress, Chronic Illness, Couples and Relationships, Grief and Loss, Life Transitions, Non-Monogamous Relationships, Pre-marital Counseling, Quarter-life Issues, Sexual Concerns, Step-Parenting Challenges, and Trauma.

Individuals, and Couples ages 13 and up from all backgrounds and cultures are welcome. I am an LGBTQIA affirmative therapist and work with all sexual orientations and gender identities. 

​Ask about current Group Counseling.

Consulting to other Therapists is available.